SallyJane *SJ* Lim, CFP®, CLU, LUTCF is a multi-award-winning and multi-dimensional Insurance & Financial Advisor, whose kaleidoscope of experience in and dedication to the financial industry span more than three continuous decades, in which period of time, she is proud to have represented some of the largest insurance and financial conglomerates in the world.

Because of her outstanding achievements in the financial industry, SJ's biography has been selected and published  in Marquis' multiple directories: Who'sWho in the World, Who's Who in America, Who'sWho in Finance and Business, Who'sWho of American Women, Who'sWho in the West (www.MarquisWhosWho.com).  "An inclusion in any volume is confirmation and recognition of exceptional people".  Her bio has also been published in The World's  Who's Who of Women by International Biographical Centre, Cambridge, England.

SJ is the first and perhaps still the only insurance professional ever to be classified as a person of "Extraordinary Ability" by the United States Department of Justice, which category is the highest honor usually extended to or reserved for Nobel or Pulitzer prize recipients, Olympic medalists or other major international or national award winners.

SJ also carries the distinction of being the first from her company to qualify as Qualifying and LIFE member of the Million Dollar Round Table (MDRT) in 1989.  In 1985, she was bestowed the honor of being chosen as the flagbearer of her home country’s national flag during  the opening ceremony of MDRT’s annual meeting held in San Francisco, California. MDRT is the premier organization of the world's leading life insurance and financial professionals, each of whom has met strict ethical standards and production requirements to continuously qualify for membership. The Round Table membership is a coveted career milestone and is recognized internationally as the standard of excellence in life insurance and financial services performance.

SJ is a magna cum laude graduate with dual degrees in Bachelor of Arts and Bachelor of Science in Commerce, major in accounting. She was a Certified Public Accountant (CPA) before she discovered the challenging world of insurance and real estate.  

She is a Certified  Financial Planner® (CFP®) and an independent Insurance Broker, representing  top A-rated insurance carriers worldwide, each with its own unique product specialization, and she is licensed to do business in California and Nevada.  SJ is also a Real Estate Professional, licensed in California and in the Philippines, and specializes in Real Estate investments for income and appreciation.

Expertise areas:  Business Insurance, Group Employees’ Benefits, Estate Planning  and Retirement Planning; 401(k) Rollovers and Transfers, Pension Maximization and Annuities; College Funding, Mortgage Acceleration and Mortgage Protection.

For those who have old, possibly obsolete life insurance policies and/or annuities, for a limited time, (May to June only) SJ offers a complimentary Review of your existing policies to ensure its validity and adequacy based on current needs and situation.   
You may reach her by email at starSJLim@gmail.com to set up an appointment in the privacy of your home or office.